The Casha Story

Lending start-up bolsters financial inclusion for working filipinos.

Manila, Philippines – Casha, a proud initiative of HalloHallo Skylark Lending, Corp. was established in 2016 and has been providing a legitimate salary loan solution for Filipino workers in the country. In accordance with the Lending Company Regulation Act of 2007, Securities and Exchange Commission has duly authorized Casha to operate as a lending company. 

It is the brainchild of LCS Group of Companies Chairman of the Executive Committee Arch. Richelle Singson Michael, who also acts as Casha’s Chief Executive Officer; and HalloHallo, Inc. Chief Executive Officer Yasunari Okada. 

“The minds behind this budding FinTech player firmly believe that the Filipino workforce deserves a much better access to financial programs with less the paperwork, lead time and other tedious requirements,” as shared by Michael. “Casha aims to disrupt the financial assistance industry in the Philippines.” 

Streamlined operations and a competent platform paved way to Casha’s capability to offer one of the quickest turn-around time locally to-date. Casha’s President Jennie Tarrobago said within 24 hours down to an unprecedented one hour from the time the loan request was submitted, the employee’s financial assistance is released through his or her Casha (Visa debit) card. Requests, approvals, transaction history, and even credit scoring and online payments, can all be viewed and managed through a Casha online account. 

“Let’s say someone has a financial emergency, but unfortunately has insufficient funds and is not a credit card holder. Being a Casha member, he can apply for a salary loan online based on his loanable amount, will receive the requested fund in just hours, and can withdraw the money from his Casha card or use it directly to make a purchase. Easy, reliable, and swift service. This is what we want for our members to experience,” Tarrobago added. 

Any business can be an accredited partner. Setting up is at no cost, loan approvals are essentially guaranteed, and full management of operations are to be handled by the Casha team. Basically, a headache-free and cost-free partnership awaits businesses that will avail of this service. Aside from that, having a less financially-stressed and more focused and happier workforce can immensely contribute to higher productivity in the office space and towards building a more motivated talent pool. 

Casha’s corporate office is located at 2nd Floor ISquare Bldg., Meralco Avenue, Ortigas Center, Pasig City, Manila, Philippines. 

For inquiries, you may reach out to them via email at

Our Mission

Casha’s mission is to be the leading lending company in the country, with our product’s instant cash promise setting us apart from other financial assistance platforms in providing innovative and dependable alternatives to not just the bankable, but most importantly, the unbankable population. 

With this, Casha gives high importance to programs that motivate and encourage employees to be the best that they can be which result to stellar performance at work and drive the business forward.

Our Vision

Casha’s vision is to be the country’s top-of-mind financial services partner, borne out of the desire to boost financial inclusion for more Filipinos through accessible opportunities to meet the borrowing needs of our end customers.